# Supapoints

> Free credit card benefit tracker and card advisor. Track statement credits before they expire. Find the best card for how you spend. 60 cards, 8 issuers, 17 spending categories.

Supapoints helps credit card holders track and maximize their card benefits at no cost. The site covers statement credit tracking, card comparison, and personalized card recommendations. The product is 100% free; revenue is from affiliate commissions on card applications.

## Core Features

- Benefit Tracker: Track statement credits (monthly, quarterly, semi-annual, annual) before they expire across all your cards
- Card Advisor: Answer spending questions to get a personalized ranked list of cards by net annual value
- Card Database: Browse and filter 60 credit cards across 8 issuers
- Card Comparison: Side-by-side comparison of any two cards with earning rates, benefits, and net value math
- Points Value: Reference valuations for major points and miles currencies

## Key Pages

- [Homepage](https://www.supapoints.com): Product overview and feature index
- [Card Database](https://www.supapoints.com/cards): Full card listing with filtering
- [Card Advisor](https://www.supapoints.com/advisor): Personalized card recommendations based on spending profile
- [Compare Cards](https://www.supapoints.com/compare): Side-by-side card comparison tool
- [Credit Card Guides](https://www.supapoints.com/guides): Editorial guides on cards, benefits, and strategy
- [Points Value Calculator](https://www.supapoints.com/points-value): Cents-per-point reference for transferable currencies

## Card Coverage

Issuers: American Express, Bank of America, Barclays, Bilt, Capital One, Chase, Citi, Wells Fargo

Spending categories: Dining, Groceries, Travel, Flights, Hotels, Car Rentals, Gas & EV Charging, Streaming, Transit, Drugstores, Online Retail, Entertainment, Rent Payments, Mortgage Payments, Home Improvement, Fitness Clubs, All Other Purchases

## Cards

- [AAdvantage Executive](https://www.supapoints.com/cards/citi-aadvantage-executive): Citi
- [AAdvantage MileUp](https://www.supapoints.com/cards/citi-aadvantage-mileup): Citi
- [AAdvantage Platinum Select](https://www.supapoints.com/cards/citi-aadvantage-platinum-select): Citi
- [Aeroplan Card](https://www.supapoints.com/cards/aeroplan-credit-card): Chase
- [Air France KLM Flying Blue Visa](https://www.supapoints.com/cards/air-france-klm-flying-blue-visa): Bank of America
- [Allways Rewards Visa](https://www.supapoints.com/cards/allways-rewards-visa): Bank of America
- [Atmos Rewards Ascent](https://www.supapoints.com/cards/atmos-rewards-ascent): Bank of America
- [Atmos Rewards Summit](https://www.supapoints.com/cards/atmos-rewards-summit): Bank of America
- [Autograph](https://www.supapoints.com/cards/wells-fargo-autograph): Wells Fargo
- [Autograph Journey](https://www.supapoints.com/cards/wells-fargo-autograph-journey): Wells Fargo
- [Bilt Blue](https://www.supapoints.com/cards/bilt-blue): Bilt
- [Bilt Obsidian](https://www.supapoints.com/cards/bilt-obsidian): Bilt
- [Bilt Palladium](https://www.supapoints.com/cards/bilt-palladium): Bilt
- [Blue Cash Preferred](https://www.supapoints.com/cards/amex-blue-cash-preferred): American Express
- [Bonvoy Bevy](https://www.supapoints.com/cards/marriott-bonvoy-bevy): American Express
- [Bonvoy Bold](https://www.supapoints.com/cards/marriott-bonvoy-bold): Chase
- [Bonvoy Boundless](https://www.supapoints.com/cards/marriott-bonvoy-boundless): Chase
- [Bonvoy Bountiful](https://www.supapoints.com/cards/marriott-bonvoy-bountiful): Chase
- [Bonvoy Brilliant](https://www.supapoints.com/cards/marriott-bonvoy-brilliant): American Express
- [Choice Privileges Mastercard](https://www.supapoints.com/cards/choice-privileges-mastercard): Wells Fargo
- [Choice Privileges Select Mastercard](https://www.supapoints.com/cards/choice-privileges-select-mastercard): Wells Fargo
- [Custom Cash](https://www.supapoints.com/cards/citi-custom-cash): Citi
- [Delta Blue](https://www.supapoints.com/cards/delta-skymiles-blue-amex): American Express
- [Delta Gold](https://www.supapoints.com/cards/delta-skymiles-gold-amex): American Express
- [Delta Platinum](https://www.supapoints.com/cards/delta-skymiles-platinum-amex): American Express
- [Delta Reserve](https://www.supapoints.com/cards/delta-skymiles-reserve-amex): American Express
- [Double Cash](https://www.supapoints.com/cards/citi-double-cash): Citi
- [Free Spirit Travel More](https://www.supapoints.com/cards/free-spirit-travel-more): Bank of America
- [Freedom Flex](https://www.supapoints.com/cards/chase-freedom-flex): Chase
- [Freedom Unlimited](https://www.supapoints.com/cards/chase-freedom-unlimited): Chase
- [Frontier Airlines World Mastercard](https://www.supapoints.com/cards/frontier-airlines-world-mastercard): Barclays
- [Gold Card](https://www.supapoints.com/cards/amex-gold): American Express
- [Green Card](https://www.supapoints.com/cards/amex-green): American Express
- [Hilton Aspire](https://www.supapoints.com/cards/hilton-honors-aspire): American Express
- [Hilton Honors Card](https://www.supapoints.com/cards/hilton-honors-amex): American Express
- [Hilton Surpass](https://www.supapoints.com/cards/hilton-honors-surpass): American Express
- [IHG One Rewards Premier](https://www.supapoints.com/cards/ihg-one-rewards-premier): Chase
- [IHG One Rewards Traveler](https://www.supapoints.com/cards/ihg-one-rewards-traveler): Chase
- [JetBlue Card](https://www.supapoints.com/cards/jetblue-card): Barclays
- [JetBlue Plus](https://www.supapoints.com/cards/jetblue-plus): Barclays
- [JetBlue Premier](https://www.supapoints.com/cards/jetblue-premier): Barclays
- [Lufthansa Miles & More World Elite](https://www.supapoints.com/cards/lufthansa-miles-more-world-elite): Barclays
- [Platinum Card](https://www.supapoints.com/cards/amex-platinum): American Express
- [Sapphire Preferred](https://www.supapoints.com/cards/chase-sapphire-preferred): Chase
- [Sapphire Reserve](https://www.supapoints.com/cards/chase-sapphire-reserve): Chase
- [SavorOne](https://www.supapoints.com/cards/capital-one-savor-one): Capital One
- [Southwest Plus](https://www.supapoints.com/cards/southwest-rapid-rewards-plus): Chase
- [Southwest Premier](https://www.supapoints.com/cards/southwest-rapid-rewards-premier): Chase
- [Southwest Priority](https://www.supapoints.com/cards/southwest-rapid-rewards-priority): Chase
- [Strata Elite](https://www.supapoints.com/cards/citi-strata-elite): Citi
- [Strata Premier](https://www.supapoints.com/cards/citi-strata-premier): Citi
- [United Club](https://www.supapoints.com/cards/united-club): Chase
- [United Explorer](https://www.supapoints.com/cards/united-explorer): Chase
- [United Gateway](https://www.supapoints.com/cards/united-gateway): Chase
- [United Quest](https://www.supapoints.com/cards/united-quest): Chase
- [Venture](https://www.supapoints.com/cards/capital-one-venture): Capital One
- [Venture X](https://www.supapoints.com/cards/capital-one-venture-x): Capital One
- [World of Hyatt](https://www.supapoints.com/cards/world-of-hyatt): Chase
- [Wyndham Earner](https://www.supapoints.com/cards/wyndham-rewards-earner): Barclays
- [Wyndham Earner Plus](https://www.supapoints.com/cards/wyndham-rewards-earner-plus): Barclays

## Guides

### Getting Started
- [Best Travel Credit Cards for Beginners (2026)](https://www.supapoints.com/guides/best-travel-credit-cards): Your first travel credit card matters more than you think. 3 cards that actually earn you free travel, plus how to pick the right airline card for your home airport.
- [Chase Sapphire Preferred for Beginners: Complete 2026 Guide](https://www.supapoints.com/guides/chase-sapphire-preferred-beginners): Everything a beginner needs to know about the Chase Sapphire Preferred: how it works, what you'll actually earn, how Ultimate Rewards transfers work, and whether the $95 fee is worth it.
- [How to Track Credit Card Statement Credits (Without a Spreadsheet)](https://www.supapoints.com/guides/how-to-track-credit-card-statement-credits): Statement credits expire on a fixed schedule with no automatic reminders. Here's how to track every credit across all your cards before they reset.

### Card Benefits
- [Chase Sapphire Reserve Benefits: Complete 2026 Guide](https://www.supapoints.com/guides/chase-sapphire-reserve-benefits): The Chase Sapphire Reserve has $1,050 in statement credits in 2026 against a $795 annual fee. Every credit, reset date, and how to track them.
- [Amex Gold Benefits: Complete 2026 Guide](https://www.supapoints.com/guides/amex-gold-benefits): The Amex Gold costs $250/year and offers over $400 in annual credits. Here's every benefit, how to use each one, and the real annual fee math.
- [Amex Platinum Benefits: Complete 2026 Guide](https://www.supapoints.com/guides/amex-platinum-benefits): The Amex Platinum costs $695/year but offers over $1,500 in credits and perks. Here's every benefit, how each one works, and what the card actually costs after credits.
- [Chase Sapphire Preferred Benefits: Complete 2026 Guide](https://www.supapoints.com/guides/chase-sapphire-preferred-benefits): The CSP costs $95/year and offers up to $170+ in credits and perks. Here's every benefit, how each one works, and the real annual fee math.
- [Capital One Venture X Benefits You Might Be Missing](https://www.supapoints.com/guides/venture-x-benefits-guide): The Venture X has more value than the $300 travel credit. Here's every benefit, how to use them, and why the card's effective cost is close to zero.
- [Every Amex Gold Statement Credit in 2026 (and How to Track Them)](https://www.supapoints.com/guides/amex-gold-statement-credits-2026): The Amex Gold card offers up to $340 in annual statement credits. Here's every credit, when it resets, and how to make sure you collect all of it.

### Travel Perks
- [Every Airport Lounge at PHX: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-phoenix-phx): All 9 lounges at Phoenix Sky Harbor by terminal. Chase Sapphire Lounge, Centurion Lounge, 3 Admirals Clubs, and why Terminals 3 and 4 don't connect.
- [Every Airport Lounge at LGA: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-lga): All lounges at New York LaGuardia LGA by terminal. Chase Sapphire Lounge, Centurion Lounge, Capital One Landing, Delta Sky Club, and which cards get in.
- [Every Airport Lounge at Charlotte Douglas CLT: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-charlotte-clt): All lounges at Charlotte Douglas CLT by concourse. Two Admirals Clubs, the Centurion Lounge, The Club CLT, Delta Sky Club, and the cards that get you in.
- [Every Airport Lounge at Dulles IAD: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-iad): All lounges at Washington Dulles IAD by concourse. The new Chase Sapphire Lounge, Capital One Lounge, United Polaris, Turkish Airlines, and the cards that get you in.
- [Every Airport Lounge at Miami MIA: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-miami-mia): All lounges at Miami MIA by concourse. The Centurion Lounge, two Turkish Airlines lounges, a 24-hour Avianca lounge, and the cards that get you in.
- [Every Airport Lounge at Seattle SEA: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-seattle-sea): All lounges at Seattle SEA by concourse. The new Centurion Lounge, Alaska Lounges, Delta Sky Clubs, Priority Pass, and the cards that get you in.
- [Every Airport Lounge at Boston Logan BOS: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-boston-bos): All lounges at Boston Logan BOS by terminal. The Chase Sapphire Lounge, Delta Sky Clubs, Admirals Club, Priority Pass options, and the cards that get you in.
- [Every Airport Lounge at Nashville BNA: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-nashville-bna): All lounges at Nashville International BNA by concourse. Delta Sky Club, Admirals Club, Minute Suites, and the credit cards that get you in.
- [Every Airport Lounge at Denver (DEN): Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-denver-den): All lounges at Denver DEN by concourse: Capital One, Centurion, Delta Sky Club, United Clubs, Admirals Club, and the cards that get you in.
- [Every Airport Lounge at Las Vegas (LAS): Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-las-vegas-las): All lounges at Harry Reid International (LAS): Centurion Lounge, Capital One Lounge, Delta Sky Club, United Club, The Club LAS, and the cards that get you in.
- [Every Airport Lounge at San Diego (SAN): Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-san-diego-san): All lounges at San Diego SAN: Delta Sky Club, United Club, The Club SAN, plus the credit cards that get you in. Updated for the Terminal 1 rebuild.
- [Every Airport Lounge at Chicago O'Hare ORD: Access, Cards, and What to Expect (2026)](https://www.supapoints.com/guides/airport-lounges-ord): All lounges at Chicago O'Hare by terminal. Centurion Lounge, United Polaris, Admirals Club, Priority Pass options, and the credit cards that get you in.
- [Which Credit Cards Offer Priority Pass? (2026 Complete List)](https://www.supapoints.com/guides/which-credit-cards-offer-priority-pass): Six credit cards include Priority Pass in 2026, with annual fees from $395 to $895. Full list, guest policies compared, and which card wins on value.
- [Every Airport Lounge at Atlanta ATL: Access, Cards, and What to Expect (2026)](https://www.supapoints.com/guides/airport-lounges-atlanta-atl): All lounges at Hartsfield-Jackson ATL by concourse. Delta Sky Clubs, the Delta One Lounge, Priority Pass options, and the cards that get you in.
- [Every Airport Lounge at EWR: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-ewr): All lounges at Newark Liberty EWR by terminal. The upcoming Centurion Lounge, United Polaris Lounge, Delta Sky Club, and the cards that get you in.
- [Every Airport Lounge at DFW: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-dfw): All lounges at Dallas-Fort Worth DFW by terminal. Capital One Lounge, Centurion Lounge, Flagship Lounge, Admirals Clubs, and the cards that get you in.
- [Every Airport Lounge at JFK: Access, Cards, and What to Expect (2026)](https://www.supapoints.com/guides/airport-lounges-jfk): All 30+ lounges at JFK ranked by terminal and access method. Which credit cards get you in, and practical notes on what to expect.
- [Every Airport Lounge at SFO: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-sfo): All lounges at San Francisco SFO by terminal. Centurion Lounge, United Polaris Lounge, The Club SFO, Delta Sky Club, and the cards that get you in.
- [Every Airport Lounge at MCO: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-orlando-mco): All lounges at Orlando MCO by terminal. The Club MCO, Plaza Premium Lounge in Terminal C, Delta Sky Club, Admirals Club, and the cards that get you in.
- [Every Airport Lounge at LAX: Access, Cards & Tips (2026)](https://www.supapoints.com/guides/airport-lounges-lax): All lounges at Los Angeles LAX by terminal. Centurion Lounge in TBIT, Delta Sky Clubs, the upcoming Chase Sapphire Lounge, and the cards that get you in.
- [Credit Card Airport Lounge Access: Complete 2026 Guide](https://www.supapoints.com/guides/credit-card-airport-lounge-access): Which credit cards get you into airport lounges? Centurion Lounges, Capital One Lounges, Chase Sapphire Lounges, Priority Pass, and more — with guest policies and locations.

### Wallet Strategy
- [Credit Card Trifecta 2026: Chase Sapphire + Amex Platinum](https://www.supapoints.com/guides/credit-card-trifecta): Chase Sapphire Reserve + Freedom Unlimited + Flex vs Amex Platinum + Gold + Blue Cash. How each trifecta earns in 2026 and which fits your spending.

### Best Cards For
- [Best Credit Cards for Restaurants (2026)](https://www.supapoints.com/guides/best-credit-card-for-restaurants): The 5 best credit cards for restaurant spending ranked by real value per dollar, from 4x points cards to no-annual-fee options.
- [Best Credit Cards with No Foreign Transaction Fee (2026)](https://www.supapoints.com/guides/no-foreign-transaction-fee-credit-cards): 64 credit cards with no foreign transaction fees. Compare earning rates, annual fees, and travel benefits to find the best no-FTF card for your next international trip.
- [Best Travel Credit Cards with No Annual Fee (2026)](https://www.supapoints.com/guides/travel-credit-cards-no-annual-fee): The best no annual fee travel credit cards that actually earn real rewards. Compare cards with 0 annual fee that earn miles, points, or flexible travel rewards.

### Points & Miles
- [How Much Are Delta Miles Worth in 2026?](https://www.supapoints.com/guides/how-much-are-delta-miles-worth): Supapoints values Delta SkyMiles at 1.2 cents each. Here's the math behind the number, the redemptions that beat it, and the uses that destroy value.
- [How Much Are Marriott Bonvoy Points Worth in 2026?](https://www.supapoints.com/guides/how-much-are-marriott-bonvoy-points-worth): Supapoints values Marriott Bonvoy points at 0.7 cents each, the lowest of the major hotel programs. Here's the math and the best redemptions.
- [How Much Are Alaska / Atmos Rewards Points Worth in 2026?](https://www.supapoints.com/guides/how-much-are-alaska-miles-worth): Alaska Airlines rebranded Mileage Plan to Atmos Rewards in August 2025. Supapoints values Atmos points at 1.5 cents each. Here's the math, the best redemptions, and the two new co-brand cards.
- [How to Redeem AAdvantage Miles in 2026](https://www.supapoints.com/guides/how-to-redeem-aadvantage-miles): The best AAdvantage redemptions are oneworld partner awards priced off a fixed chart. Here's how to find them, book them, and avoid the value traps.
- [How Much Are AA Miles Worth in 2026?](https://www.supapoints.com/guides/how-much-are-aa-miles-worth): Supapoints values American AAdvantage miles at 1.5 cents each. Here's the math, the best oneworld redemptions, and the uses to avoid.
- [How Much Are United Miles Worth in 2026?](https://www.supapoints.com/guides/how-much-are-united-miles-worth): Supapoints values United MileagePlus miles at 1.3 cents each. Here's the math, the best redemptions, and which uses to avoid.
- [Best Asia Miles Redemptions in 2026: Sweet Spots, Sample Pricing, and Worst Uses](https://www.supapoints.com/guides/best-asia-miles-redemptions): Asia Miles deliver 4 to 6 cents per mile on oneworld premium-cabin awards. Here are the sweet spots, fuel-surcharge traps, and redemptions to avoid.
- [Best Use of Capital One Miles in 2026: Sweet Spots and Worst Redemptions](https://www.supapoints.com/guides/best-capital-one-miles-redemptions): Capital One miles redeem at 1 cent in the portal or 2+ cents through transfer partners. Here are the sweet spots worth chasing and the redemptions to avoid.
- [Bilt Rewards Transfer Partners: Complete 2026 Guide](https://www.supapoints.com/guides/bilt-transfer-partners): All 25 Bilt transfer partners ranked by value. 19 airlines, 6 hotels, every ratio, and the sweet spots worth knowing.

## Affiliate Disclosure

Some links on Supapoints are affiliate links. Supapoints may earn a commission at no cost to the user if a card is approved through one of these links. Affiliate relationships do not influence editorial coverage or card rankings; the Card Advisor ranks cards by net annual value to the user, not by commission rate.

## Optional

- [Full content (all guides)](https://www.supapoints.com/llms-full.txt): Complete markdown text of every published guide for citation and training
- [Sitemap](https://www.supapoints.com/sitemap.xml): Machine-readable index of all public URLs