What is the best credit card for streaming?

The Custom Cash from Citi is currently the top-ranked streaming credit card with an effective return of 9.0% per dollar spent. It earns 5x TYP (all purchases) on streaming purchases with no annual fee.

What is the best streaming credit card with no annual fee?

The Custom Cash is the highest-ranked no-annual-fee card for streaming spending, earning 5x TYP (all purchases) with an effective return of 9.0% per dollar.

How do we rank the best streaming credit cards?

We rank cards by effective value per dollar spent on streaming, not just the headline multiplier. Effective value accounts for the real-world worth of each point or mile based on transfer partner redemptions and cash-out options. Rankings reflect standard earning rates only — portal bonuses and rotating categories are excluded.

Supapoints

Category Rankings

Best Cards for Streaming

Ranked by effective value on streaming spending. Effective rate accounts for the real-world value of each point or mile.

Streaming subscriptions add up fast across Netflix, Spotify, Disney+, and others. The best credit cards for streaming earn 3x to 6x points on these services, turning a routine expense into meaningful rewards. We rank by the effective return on subscription spending.

CardEarn RateEff. ValueAnnual Fee

Citi

Custom Cash

Automatically applied to your highest eligible spend category each billing cycle. Eligible categories: restaurants, gas, groceries, travel, transit, streaming, drugstores, home improvement, fitness, entertainment

Highest effective return in this category

5x TYP (all purchases)~9.0% valueNo fee

No annual fee

Apply at Citi

Bilt

Bilt Obsidian

Choose dining or grocery at account opening; selection is annual. Grocery capped at $25,000/year. Dining has no stated cap.

3x Bilt (all purchases)

Effective value is calculated using our standardized cents-per-point values. Multiplier cards are valued at their points currency's transfer partner potential. Rankings reflect standard rates only — portal bonuses and rotating categories are excluded. View all cards →