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Premium cards come with credits
that reset on their schedule.
Monthly dining credits. Quarterly travel reimbursements. Annual lifestyle allowances. Each one resets on a different date, with a different merchant list, and a different claim process.
Cardholders with two or more premium cards leave $400–800 in credits unclaimed every year — not because they stopped caring, but because there was nowhere to track it.
Based on Amex Platinum (Uber Cash $180, Streaming $240), Amex Gold (Dining $120), Chase Sapphire Reserve (DoorDash $60). Actual credits vary by card and year.
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All lounges at San Diego SAN: Delta Sky Club, United Club, The Club SAN, plus the credit cards that get you in. Updated for the Terminal 1 rebuild.
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All lounges at Chicago O'Hare by terminal. Centurion Lounge, United Polaris, Admirals Club, Priority Pass options, and the credit cards that get you in.
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Six credit cards include Priority Pass in 2026, with annual fees from $395 to $895. Full list, guest policies compared, and which card wins on value.
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All lounges at Hartsfield-Jackson ATL by concourse. Delta Sky Clubs, the Delta One Lounge, Priority Pass options, and the cards that get you in.
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All lounges at Newark Liberty EWR by terminal. The upcoming Centurion Lounge, United Polaris Lounge, Delta Sky Club, and the cards that get you in.
Editor's Pick
Our top travel rewards card
Chase Sapphire Preferred
- 75,000 bonus points after $5,000 spend in 3 months
- 3x points on dining and 2x on travel worldwide
- Points transfer to 14 airline and hotel partners
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