Bilt Rewards Transfer Partners: Complete 2026 Guide

Bilt Rewards has 25 transfer partners at a 1:1 ratio, covering all three major airline alliances and six hotel programs. That is the largest 1:1 transfer network of any US rewards currency, ahead of Chase Ultimate Rewards, Amex Membership Rewards, and Capital One Miles.

The transfer list alone is not the story. What makes Bilt's network unusual is the exclusives: Alaska Airlines and Emirates are both 1:1 partners that no other major transferable currency offers. And Bilt is the only non-Chase pathway to World of Hyatt, which consistently delivers the highest hotel redemption value in the market.

Here is every transfer partner, the ratio, and which ones are actually worth using.

Airline Transfer Partners (19 Programs)

Two partners stand out. Alaska Airlines Atmos Rewards is exclusive to Bilt. No other major US transferable currency sends points to Alaska at any ratio. Emirates Skywards at 1:1 is similarly exclusive. Amex transfers to Emirates, but at a less favorable ratio on certain redemptions. Bilt's 1:1 is the cleanest path to Emirates First Class.

Hotel Transfer Partners (6 Programs)

Marriott Bonvoy has a built-in incentive: transfer 20,000 Bilt points in a single transaction and receive 25,000 Marriott points. That effective 1:1.25 ratio makes Marriott transfers slightly more efficient than they appear, particularly for larger redemptions where you can batch transfers in 20,000-point increments.

The Best Sweet Spot Redemptions

Not all 1:1 transfers are created equal. A point transferred to World of Hyatt can be worth 2 to 4 cents. A point transferred to Spirit is worth about 1.3 cents. Where you send your points matters more than the ratio.

World of Hyatt (Best Overall Value)

Hyatt is the consensus best use of Bilt points, and the reason is straightforward: Hyatt has the lowest award chart of any major hotel program relative to cash rates. All-inclusive resorts in Mexico and the Caribbean cost 20,000 to 25,000 points per night at properties where cash rates exceed $500. That is 2 to 3 cents per point before factoring in the 5th night free benefit on standard awards.

Park Hyatt properties in cities like Paris, Tokyo, and New York regularly yield 3 to 4 cents per point when booked on peak dates. Bilt being the only non-Chase source for Hyatt transfers is a significant advantage for anyone who does not carry a Chase Sapphire card.

Virgin Atlantic Flying Club (Premium Cabin Sweet Spots)

Transfer to Virgin Atlantic for partner award bookings on ANA. ANA First Class round-trip between the US and Japan costs approximately 120,000 Virgin Atlantic points. ANA Business Class one-way is 55,000 points. These are among the best premium cabin redemptions available through any program, and Bilt's 1:1 transfer makes them accessible without earning Flying Club miles directly.

Turkish Airlines Miles&Smiles (Star Alliance Value)

Turkish Miles&Smiles has one of the most generous Star Alliance award charts. Business class from the US to Istanbul starts at 45,000 miles one-way. Economy to Europe is 20,000 miles. The catch is limited award availability, but when seats open, the value per point is excellent.

Alaska Airlines Atmos Rewards (West Coast and Partners)

Alaska to Hawaii starts around 12,500 miles one-way in economy. Alaska's partner award chart also opens access to Cathay Pacific, Japan Airlines, and other oneworld carriers at rates that can beat booking through those programs directly. The exclusivity of Bilt-to-Alaska transfers means these redemptions are only available to Bilt cardholders among the major transferable currencies.

British Airways Avios (Short-Haul Domestic)

Avios pricing is distance-based. Short domestic flights on American Airlines can cost as little as 6,000 to 7,500 Avios one-way. If you fly short AA routes frequently, this is one of the highest cents-per-point uses in the entire Bilt network.

Transfer Mechanics

Transfers are straightforward. Most post instantly or within a few minutes. The minimum transfer is 2,000 points for Blue status members and 1,000 points for Silver, Gold, and Platinum members. All transfers process in 1,000-point increments. Once submitted, transfers are irreversible. Your points become subject to the partner program's terms.

Bilt runs promotional transfer bonuses on Rent Day, the first of each month. Recent promotions have included 125% bonuses to Wyndham and Accor, and periodic bonuses to airline partners. These bonuses can push effective value significantly higher, so checking the Rent Day offers before transferring is worth the extra minute.

The Bilt 2.0 Card Lineup

All three Bilt cards earn transferable Bilt Rewards points. The cards launched in February 2026 after Bilt separated from Wells Fargo.

All three cards earn points on rent and mortgage payments with no transaction fee. That alone is unique. No other rewards program offers this. A $2,000 monthly rent payment generates 24,000 Bilt points per year on the Blue card, enough for a Hyatt night at a Category 4 property or a domestic award flight on Alaska.

The Palladium includes a 50,000-point welcome bonus after $4,000 in spend within 3 months, plus Priority Pass lounge access with two free guests. The Obsidian lets you choose between 3x on dining or 3x on groceries at the start of each calendar year.

How Bilt Compares to Other Transfer Programs

Bilt covers all three airline alliances (Star Alliance, oneworld, SkyTeam) and has the broadest partner reach of any program. The combination of Alaska, Emirates, and Hyatt as exclusives or near-exclusives makes the network unusually versatile for a no-annual-fee card.

If you want to see how Bilt cards stack up against Chase and Amex options based on your actual spending, the Card Advisor runs the math across all 65 cards in the Supapoints database.

Bottom Line

Bilt's 25-partner transfer network is the largest 1:1 lineup in the market, and the exclusives (Alaska, Emirates, Hyatt without Chase) give it real differentiation beyond the count. Start with World of Hyatt for hotels and Virgin Atlantic or Turkish for premium cabin flights. Check Rent Day bonuses before transferring. And if you pay rent, the points you earn on housing alone can fund one or two award nights per year without changing any other spending.