How Much Are Your Points Worth?
Not all points are created equal. Supapoints values flexible currencies based on their transfer partner potential — what you can realistically get by moving points to airline and hotel programs. Fixed-value currencies are valued at their standard redemption rate. These valuations power every calculation across the site, from our Card Advisor rankings to your Benefit Tracker totals.
Flexible Currencies
Points that can be transferred to airline and hotel partners for outsized value.
Bilt Rewards Points
Transfers to airlines and Hyatt
Amex Membership Rewards
Maximized via Air France, ANA, or Hilton transfers
Chase Ultimate Rewards
Maximized via Hyatt or Air France transfers
Capital One Miles
Transfers to 15+ airline/hotel partners
Citi ThankYou Points
Maximized via airline transfers
Wells Fargo Rewards
Transfers to Air France/KLM, British Airways, etc.
Bilt Rewards Points
2.0¢Transfers to airlines and Hyatt
Amex Membership Rewards
2.0¢Maximized via Air France, ANA, or Hilton transfers
Chase Ultimate Rewards
2.0¢Maximized via Hyatt or Air France transfers
Capital One Miles
1.9¢Transfers to 15+ airline/hotel partners
Citi ThankYou Points
1.8¢Maximized via airline transfers
Wells Fargo Rewards
1.7¢Transfers to Air France/KLM, British Airways, etc.
Fixed-Value Currencies
Cash back, statement credits, and other currencies with a set redemption value.
World of Hyatt Points
Best value: Category 1–4 properties
Southwest Rapid Rewards
Flat value; redeems at 1.5¢ avg
American AAdvantage
Best value: partner business class
Air Canada Aeroplan
Best value: partner business class, no close-in fees
JetBlue TrueBlue
Fixed value per point based on cash fare
United MileagePlus
Best value: Saver awards and partner carriers
Air France/KLM Flying Blue
Monthly promo awards can exceed 2¢
Delta SkyMiles
Lufthansa Miles & More
Best value: Lufthansa/SWISS business class
Cash Back
Atmos Rewards
Bank of America Atmos card program
Frontier Miles
Best value: domestic Frontier redemptions
Spirit Free Spirit
Redeems against Spirit flight cash price
Wyndham Rewards
Flat 15k pts per night at most properties
Allegiant Allways Rewards
Redeems for Allegiant flights only
Marriott Bonvoy Points
Best value: off-peak premium hotels
Choice Privileges
Best value: Choice hotel redemptions
Hilton Honors Points
Best value: 5th night free on award stays
IHG One Rewards
Best value: PointBreaks hotels
World of Hyatt Points
1.7¢Best value: Category 1–4 properties
Southwest Rapid Rewards
1.5¢Flat value; redeems at 1.5¢ avg
American AAdvantage
1.5¢Best value: partner business class
Air Canada Aeroplan
1.5¢Best value: partner business class, no close-in fees
JetBlue TrueBlue
1.3¢Fixed value per point based on cash fare
United MileagePlus
1.3¢Best value: Saver awards and partner carriers
Air France/KLM Flying Blue
1.2¢Monthly promo awards can exceed 2¢
Delta SkyMiles
1.2¢Lufthansa Miles & More
1.1¢Best value: Lufthansa/SWISS business class
Cash Back
1.0¢Atmos Rewards
1.0¢Bank of America Atmos card program
Frontier Miles
1.0¢Best value: domestic Frontier redemptions
Spirit Free Spirit
1.0¢Redeems against Spirit flight cash price
Wyndham Rewards
0.9¢Flat 15k pts per night at most properties
Allegiant Allways Rewards
0.8¢Redeems for Allegiant flights only
Marriott Bonvoy Points
0.7¢Best value: off-peak premium hotels
Choice Privileges
0.6¢Best value: Choice hotel redemptions
Hilton Honors Points
0.5¢Best value: 5th night free on award stays
IHG One Rewards
0.5¢Best value: PointBreaks hotels
Frequently Asked Questions
How much is a Chase Ultimate Rewards point worth?
Chase Ultimate Rewards points are worth approximately 1.5 to 2.0 cents each when transferred to airline and hotel partners like United, Hyatt, and Southwest. Cash redemptions return 1.0 cent per point, but transfers unlock significantly more value.
How much is an Amex Membership Rewards point worth?
Amex Membership Rewards points are worth approximately 1.5 to 2.0 cents each when transferred to airline partners like Delta, ANA, and British Airways. Statement credit and cash back redemptions return only 0.6 to 1.0 cents per point.
How much is a Capital One mile worth?
Capital One miles are worth approximately 1.0 to 1.5 cents each. You can redeem at 1 cent per mile to erase travel purchases, or transfer to airline and hotel partners for potentially higher value depending on the booking.
Find the Right Card
See which cards earn the most valuable points based on your actual spending.
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