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60 cards, indexed and ranked by real-world value. Find your next optimal setup.
Best cards by category
60 cards
Citi
American Airlines' premium co-branded card that includes complimentary Admirals Club® membership (worth up to $850), Global Entry/TSA PreCheck credit, and first checked bag free for the cardholder and up to 8 companions.
Citi
American Airlines' no-annual-fee co-branded card earning 2x AAdvantage miles at U.S. grocery stores and on American Airlines purchases.
Citi
American Airlines' mid-tier co-branded card offering first free checked bag, preferred boarding, and 2x miles on AA purchases, dining, and gas stations. Annual fee waived the first year.
Chase
Air Canada's U.S. co-branded card earning 3x Aeroplan points on Air Canada, partner airlines, dining, and grocery purchases, with first checked bag free on Air Canada flights.
Bank of America
An Air France KLM co-branded card earning 3x Flying Blue miles on Air France and KLM purchases and 2x on dining, with an annual companion discount voucher.
Bank of America
An Allegiant Air co-branded card earning 3x on Allegiant purchases and 2x on dining and grocery, with an annual companion voucher.
Bank of America
A Bank of America travel card earning 5x on the BofA Travel portal, 3x on dining and transit, with a $100 airline incidental credit and Global Entry reimbursement.
Bank of America
Bank of America's premium travel card earning 8x on the BofA Travel portal, 4x on dining and transit, with a $300 annual travel credit, Priority Pass membership, and Global Entry reimbursement.
Wells Fargo
A no-annual-fee rewards card earning 3x on restaurants, travel, gas stations, transit, streaming, and phone plans — six everyday categories with no caps.
Wells Fargo
Wells Fargo's premium travel card earning 5x on hotels, 4x on airlines, and 3x on restaurants and other travel, with transferable points to 13+ airline partners and a $50 annual airline credit.
Bilt
A no-annual-fee card earning 1x Bilt Points on all purchases plus 4% Bilt Cash on non-housing spend. Earn on rent and mortgage through Bilt with no transaction fee.
Bilt
A $95/year card earning 3x Bilt Points on your choice of dining or groceries (annually selected), 2x on travel, and 1x elsewhere, plus 4% Bilt Cash on all spend. Includes a $100 annual Bilt Travel hotel credit.
Bilt
Bilt's premium card earning 2x points on all purchases plus 4% Bilt Cash. Includes Priority Pass lounge access, a $400 annual Bilt Travel hotel credit, and $200 Bilt Cash deposited annually.
American Express
A cash back card earning 6% at U.S. supermarkets (up to $6,000/year) and on select streaming subscriptions, 3% on transit and U.S. gas stations, and an $84 Disney Bundle credit. Annual fee waived the first year.
American Express
A mid-tier Marriott co-branded card earning 6x at Marriott properties and 4x on U.S. dining and supermarkets, with a $300/year Marriott Eat & Drink credit and an annual free night certificate.
Chase
Marriott's no-annual-fee co-branded card earning 3x at Marriott properties, 2x on travel, and 15 Elite Night Credits annually.
Chase
A Marriott co-branded card earning 6x at Marriott hotels, 3x on dining, supermarkets, and gas, with an annual free night certificate (up to 35,000 points) and 15 Elite Night Credits.
Chase
A mid-tier Marriott co-branded card earning 6x at Marriott hotels and 4x on dining and supermarkets, with a $150 annual Marriott credit and an annual free night certificate (up to 50,000 points).
American Express
Marriott's ultra-premium co-branded card offering automatic Platinum Elite status, an annual free night award, and up to $300/year in dining credits.
Wells Fargo
Choice Hotels' no-annual-fee co-branded card earning 5x at Choice Hotels properties and 3x on grocery and gas purchases.
Wells Fargo
Choice Hotels' mid-tier co-branded card earning 10x at Choice Hotels, 5x on grocery and gas, and an annual free night certificate.
Citi
A no-annual-fee card that automatically earns 5% cash back (up to $500/month) in your single highest spend category each billing cycle, with no enrollment required.
American Express
Delta's no-annual-fee co-branded card earning 2x SkyMiles on Delta purchases, restaurants, and U.S. supermarkets.
American Express
Delta's entry-level paid co-branded card with a domestic companion certificate (after $10K spend), first checked bag free, and 2x miles on Delta, U.S. restaurants, and U.S. supermarkets. Annual fee waived the first year.
American Express
A mid-tier Delta co-branded card with an annual companion certificate, first checked bag free, and status-boosting Medallion Qualifying Miles for frequent Delta flyers.
American Express
Delta's premium co-branded card offering Delta Sky Club access, an annual companion certificate, Medallion Qualifying Miles, and the highest Delta welcome bonus available.
Citi
A no-annual-fee card earning 2% cash back on all purchases — 1% when you buy plus 1% when you pay. Earned as Citi ThankYou Points transferable to airline partners.
Bank of America
A Spirit Airlines co-branded card earning 3x Free Spirit miles on Spirit purchases and 2x on dining, with first checked bag free and a companion certificate after $30,000 in annual spend.
Chase
A no-annual-fee cash back card with rotating 5% quarterly bonus categories (up to $1,500/quarter), plus 3% on dining and drugstores year-round.
Chase
A no-annual-fee card earning unlimited 1.5% cash back on all purchases, with 3% on dining and drugstores and 5% on Chase Travel.
Barclays
A Frontier Airlines co-branded card earning 5x miles on Frontier purchases and 3x at restaurants, with an annual companion certificate and priority boarding.
American Express
A dining- and grocery-focused rewards card earning 4x Membership Rewards points at restaurants worldwide and U.S. supermarkets, with up to $340/year in statement credits.
American Express
A travel and dining card earning 3x Membership Rewards points on transit, rideshare, travel, and restaurants worldwide, with up to $289/year in CLEAR+ and LoungeBuddy credits.
American Express
Hilton's top-tier co-branded card granting automatic Diamond status, an annual free night award, and up to $600/year in Hilton resort and flight credits.
American Express
Hilton's no-annual-fee co-branded card earning 7x Hilton Honors points at Hilton properties and 3x on U.S. restaurants, gas stations, and supermarkets.
American Express
Hilton's mid-tier co-branded card earning 12x at Hilton properties, a $200/year resort credit ($50/quarter), Priority Pass Select membership, and a free weekend night after $15,000 in annual spend.
Chase
IHG's premier hotel co-branded card with 175,000 bonus points, 10x earning at IHG hotels, automatic Platinum Elite status, and an annual free night certificate.
Chase
IHG's no-annual-fee co-branded card earning 5x at IHG hotels and 2x on gas, grocery, and dining.
Barclays
JetBlue's no-annual-fee co-branded card earning 3x TrueBlue points on JetBlue purchases and 2x on dining and grocery.
Barclays
JetBlue's mid-tier co-branded card earning 6x on JetBlue purchases, first checked bag free, Global Entry/TSA PreCheck credit, and 60,000 miles after first purchase.
Barclays
JetBlue's premium co-branded card offering BlueHouse lounge access, 6x TrueBlue points on JetBlue purchases, Mosaic status tiles toward elite qualification, and first and second checked bags free.
Barclays
A Lufthansa co-branded card earning 2x Miles & More miles on Lufthansa Group flight purchases, 2 business lounge passes annually, and a companion certificate economy after $25,000 in annual spend.
American Express
Amex's flagship ultra-premium card offering Centurion and Priority Pass lounge access, over $1,500 in annual credits, and 5x points on flights booked directly with airlines.
Chase
A mid-tier travel rewards card earning 5x on Chase Travel and 3x on dining, with 1:1 point transfers to major airline and hotel programs.
Chase
Chase's flagship premium travel card with 8x on Chase Travel, Priority Pass lounge access, a $300 travel credit, and comprehensive travel protections.
Capital One
A no-annual-fee cash back card earning 3% on dining, entertainment, streaming, and grocery, 8% on Capital One Entertainment, and 5% on hotels and car rentals via Capital One Travel.
Chase
Southwest's entry-level co-branded card earning 3x on Southwest purchases and 2x on hotel and car partner bookings, with a $69 annual fee.
Chase
Southwest's mid-tier co-branded card earning 3x on Southwest purchases and 2x on hotel and car partner bookings, with a $99 annual fee.
Chase
Southwest's premium co-branded card offering a $75 annual Southwest travel credit, 7,500 anniversary points, and 4 upgraded boardings per year.
Citi
Citi's premium ThankYou card with lounge access, elevated earning on travel and dining, and transferable points to 18+ airline partners.
Citi
A mid-tier travel card earning 3x ThankYou Points on air, hotels, restaurants, supermarkets, and gas/EV charging, with an annual $100 hotel credit and transfers to 18+ airline partners.
Chase
United's premium co-branded card with United Club membership, 4x on United and Chase Travel, Global Entry/TSA PreCheck credit, and first and second checked bags free.
Chase
United's mid-tier co-branded card with first checked bag free, 2 United Club passes per year, priority boarding, and 70,000 miles after $3,000 spend. Annual fee waived the first year.
Chase
United's no-annual-fee co-branded card earning 2x miles on United purchases, gas stations, and dining.
Chase
A premium United co-branded card earning 3x on United and Chase Travel hotel/car bookings, a $125 annual United credit, Global Entry/TSA PreCheck reimbursement, and 2 checked bags free.
Capital One
A straightforward travel rewards card earning 2x miles on all purchases, with flexible redemption against any travel purchase or transfer to 15+ airline and hotel partners.
Capital One
A premium travel card with a $300 annual Capital One Travel credit, 10,000 anniversary bonus miles, Priority Pass lounge access, and 10x miles on hotels and rental cars via Capital One Travel.
Chase
A hotel co-brand card earning up to 9x points at Hyatt properties, with an annual free night certificate and complimentary Discoverist status.
Barclays
Wyndham's no-annual-fee co-branded card earning 5x at Wyndham hotels and 2x on gas and grocery purchases.
Barclays
Wyndham's mid-tier co-branded card earning 6x at Wyndham hotels, 4x on gas and grocery, and an annual free night certificate (up to 15,000 points).
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