
Platinum Card
The Platinum Card® from American Express
Annual Fee
$895
Rewards
MR
Foreign Txn Fee
None
Card Type
personal
Welcome Bonus
Earn 175,000 Membership Rewards® points after you spend $12,000 on eligible purchases with your new Card in the first 6 months of Card Membership.
Spend $12,000 within 6 months of account opening
We may earn a commission if approved.
Is this card worth it for you?
Monthly spending
How you earn
Flights
Flights booked directly with airlines or via AmexTravel.com; $500,000/year combined cap with prepaid hotel 5x
Cap: $500,000 annual, then 1x pts
Hotels via Amex Travel
Prepaid hotels booked via AmexTravel.com only
Cap: $500,000 annual, then 1x pts
All other purchases
Credits & Benefits
Up to $200 Airline Fee Credit
AnnualUp to $200 per calendar year in statement credits on incidental fees charged by one selected U.S. airline — checked bags, seat upgrades, in-flight food and beverages. Does not cover ticket purchases.
$200
Annual
Up to $200 Uber Cash
MonthlyUp to $200 per year in Uber Cash — $15 per month January through November, $35 in December. Redeemable on Uber and Uber Eats in the U.S. Must add the Platinum Card to your Uber account. Unused credit expires monthly.
Valid at: Uber, Uber Eats
$15
Monthly
$180/yr
Up to $120 Uber One Credit
MonthlyUp to $10 per month covering the cost of an Uber One monthly membership auto-renewal ($9.99/month). Must be charged to your Platinum Card.
Valid at: Uber One
$10
Monthly
$120/yr
Up to $155 Walmart+ Credit
MonthlyStatement credit covering the $12.95/month Walmart+ membership fee when charged to your Platinum Card.
Valid at: Walmart+
$13
Monthly
$155/yr
Up to $100 Saks Credit
per yearUp to $50 in statement credits on Saks Fifth Avenue or Saks.com purchases January through June.
Valid at: Saks Fifth Avenue
$100
/yr
Up to $300 Equinox Credit
AnnualUp to $300 per calendar year in statement credits on Equinox gym memberships and Equinox+ digital fitness subscriptions.
Valid at: Equinox, Equinox+
$300
Annual
Up to $300 Digital Entertainment Credit
MonthlyUp to $25 per month in statement credits on eligible digital entertainment subscriptions — Disney+, Disney Bundle, ESPN+, Hulu, Peacock, Paramount+, SiriusXM, The New York Times, Wall Street Journal, YouTube Premium, YouTube TV.
Valid at: Disney+, Hulu, ESPN+, Peacock, Paramount+, SiriusXM, The New York Times, Wall Street Journal, YouTube Premium, YouTube TV
$25
Monthly
$300/yr
Up to $600 Hotel Credit
per yearUp to $300 in statement credits January through June on eligible prepaid bookings at Fine Hotels + Resorts (1+ night minimum) or The Hotel Collection (2+ consecutive nights) through Amex Travel.
Valid at: Fine Hotels + Resorts, The Hotel Collection
$600
/yr
Up to $209 CLEAR Plus Credit
AnnualUp to $209 per calendar year in statement credits covering the cost of a CLEAR Plus membership. CLEAR expedites airport and stadium security using biometric identity verification.
Valid at: CLEAR
$209
Annual
Up to $400 Resy Credit
QuarterlyUp to $100 per quarter ($400/year) in statement credits at U.S. Resy restaurants or eligible Resy purchases. Enrollment required. Unused quarterly credit expires at quarter end.
Valid at: Resy
$100
Quarterly
$400/yr
Up to $300 Lululemon Credit
QuarterlyUp to $75 per quarter ($300/year) in statement credits on lululemon purchases at lululemon retail stores or lululemon.com.
Valid at: lululemon
$75
Quarterly
$300/yr
Up to $200 Oura Ring Credit
AnnualUp to $200 per calendar year in statement credits on an Oura Ring purchase or eligible Oura membership at ouraring.com.
Valid at: Oura
$200
Annual
Card Perks
Centurion Lounge Access
Complimentary access to all American Express Centurion Lounges worldwide for the primary cardholder when traveling on a same-day ticket charged to an Amex card. Also provides Amex Delta Sky Club access when flying Delta on an Amex-purchased ticket.
Priority Pass Select Membership
Complimentary Priority Pass Select membership providing access to 1,300+ airport lounges worldwide.
Global Entry / TSA PreCheck Credit
Statement credit of up to $120 for a Global Entry application fee (or $85 for TSA PreCheck) every 4–4.5 years.
Est. value: $120 (one-time)
Popular comparisons
Best cards by category
Other American Express cards
From our guides
Every Airport Lounge at San Diego (SAN): Access, Cards & Tips (2026)
All lounges at San Diego SAN: Delta Sky Club, United Club, The Club SAN, plus the credit cards that get you in. Updated for the Terminal 1 rebuild.
Every Airport Lounge at Chicago O'Hare ORD: Access, Cards, and What to Expect (2026)
All lounges at Chicago O'Hare by terminal. Centurion Lounge, United Polaris, Admirals Club, Priority Pass options, and the credit cards that get you in.
Which Credit Cards Offer Priority Pass? (2026 Complete List)
Six credit cards include Priority Pass in 2026, with annual fees from $395 to $895. Full list, guest policies compared, and which card wins on value.
Every Airport Lounge at Atlanta ATL: Access, Cards, and What to Expect (2026)
All lounges at Hartsfield-Jackson ATL by concourse. Delta Sky Clubs, the Delta One Lounge, Priority Pass options, and the cards that get you in.
Every Airport Lounge at EWR: Access, Cards & Tips (2026)
All lounges at Newark Liberty EWR by terminal. The upcoming Centurion Lounge, United Polaris Lounge, Delta Sky Club, and the cards that get you in.
Every Airport Lounge at DFW: Access, Cards & Tips (2026)
All lounges at Dallas-Fort Worth DFW by terminal. Capital One Lounge, Centurion Lounge, Flagship Lounge, Admirals Clubs, and the cards that get you in.
Every Airport Lounge at JFK: Access, Cards, and What to Expect (2026)
All 30+ lounges at JFK ranked by terminal and access method. Which credit cards get you in, and practical notes on what to expect.
Every Airport Lounge at SFO: Access, Cards & Tips (2026)
All lounges at San Francisco SFO by terminal. Centurion Lounge, United Polaris Lounge, The Club SFO, Delta Sky Club, and the cards that get you in.
Every Airport Lounge at MCO: Access, Cards & Tips (2026)
All lounges at Orlando MCO by terminal. The Club MCO, Plaza Premium Lounge in Terminal C, Delta Sky Club, Admirals Club, and the cards that get you in.
Credit Card Trifecta 2026: Chase Sapphire + Amex Platinum
Chase Sapphire Reserve + Freedom Unlimited + Flex vs Amex Platinum + Gold + Blue Cash. How each trifecta earns in 2026 and which fits your spending.
Every Airport Lounge at LAX: Access, Cards & Tips (2026)
All lounges at Los Angeles LAX by terminal. Centurion Lounge in TBIT, Delta Sky Clubs, the upcoming Chase Sapphire Lounge, and the cards that get you in.
Credit Card Airport Lounge Access: Complete 2026 Guide
Which credit cards get you into airport lounges? Centurion Lounges, Capital One Lounges, Chase Sapphire Lounges, Priority Pass, and more — with guest policies and locations.
Best Credit Cards with No Foreign Transaction Fee (2026)
64 credit cards with no foreign transaction fees. Compare earning rates, annual fees, and travel benefits to find the best no-FTF card for your next international trip.
Amex Platinum Benefits: Complete 2026 Guide
The Amex Platinum costs $695/year but offers over $1,500 in credits and perks. Here's every benefit, how each one works, and what the card actually costs after credits.
How to Track Credit Card Statement Credits (Without a Spreadsheet)
Statement credits expire on a fixed schedule with no automatic reminders. Here's how to track every credit across all your cards before they reset.
Never miss a statement credit
Get a monthly reminder before your credits expire. No spam, unsubscribe anytime.
No spam. Unsubscribe anytime.
Some links on this page are affiliate links. We may earn a commission at no cost to you if you apply for a card through our links. Reward estimates are based on your spending inputs and our valuation of points at their typical redemption value.