Three separate lounge access cuts landed in 2026, and LaGuardia is the airport where all three collide. Capital One started charging for guests in February, Amex tightened Centurion guest rules in July, and Chase closed its Sapphire Lounges to general Priority Pass members on August 15. LGA has 9 lounges, but which ones you can actually walk into narrowed sharply this year.
Eight of those 9 sit in Terminal B. Here is every lounge at LaGuardia, organized by terminal, with the cards that get you in.
LGA Terminal Layout
LaGuardia has three terminals and no airside connection between them. Terminal B serves Air Canada, American, Frontier, JetBlue, Porter, Southwest, and United. Terminal C is Delta's, shared with WestJet. Terminal A handles private aviation through Modern Aviation and has no lounges at all.
Inside Terminal B, the layout works in your favor. The Eastern Concourse (gates 40 to 49 and 51 to 59) and the Western Concourse (gates 11 to 31) connect by elevated pedestrian bridges accessible from Level 4 once you clear the checkpoint. A passenger in Terminal B can visit the Sapphire Lounge, the Centurion Lounge, and Capital One Landing on a single boarding pass without re-screening.
Between terminals, there is no such flexibility. Getting from Terminal B to the Delta Sky Club in Terminal C means leaving security and coming back through. The airline you booked determines your lounge options at LGA more than your card does.
Chase Sapphire Lounge by The Club (Terminal B)
The best lounge at LaGuardia is the Chase Sapphire Reserve lounge. It spans more than 20,000 square feet across two floors in Terminal B's central airside hall, with the entrance on Level 4 next to the Centurion Lounge door and the lounge itself below. Hours run 4:30 AM to 9:30 PM daily.
Featured Card
Sapphire Reserve
$795 annual fee
Sapphire Reserve cardholders get unlimited Sapphire Lounge access plus two complimentary guests per visit, with additional guests at $27 each.
We may earn referral bonus points if approved.
August 15, 2026 changed who gets in. Priority Pass and LoungeKey members lost both their annual complimentary visit and the $75 discounted entry rate, so a Priority Pass membership earned through any non-Chase card is now worthless here. Access is limited to the Sapphire Reserve, Sapphire Reserve for Business, J.P. Morgan Reserve, and Ritz-Carlton cards. Everyone else pays the $100 walk-up rate.
The same update improved things for eligible cardholders. Connecting passengers can now enter up to 5 hours before a connecting flight, up from 3 hours. First-leg access stays at 3 hours.
The Centurion Lounge (Terminal B)
The Amex Platinum opens the Centurion Lounge, positioned between Terminal B's two concourses and open 5 AM to 9 PM daily, closing at 8 PM on Saturdays. The Platinum Card, Business Platinum, Centurion Card, and Delta Reserve cards all qualify.
Guest rules tightened on July 8, 2026. A guest must now be ticketed on the same flight as the cardholder to enter, whether they come in free or paid. Previously a guest on a different route or a later flight that day could join you. Connecting passengers also picked up a 5-hour cap on how early they can enter, replacing an unlimited window.
Guest pricing is unchanged at $50 per adult and $30 per child, waived for cardholders who put $75,000 in eligible purchases on the card in a calendar year.
Capital One Landing (Terminal B)
Capital One opened its LaGuardia space in February 2026 on the bridge leading to the Western Concourse gates 11 to 31. This is a Landing, the cafe-style format, not one of the full Capital One Lounges found at DFW and Denver. It covers 12,500 square feet with seating for 180 and runs 5 AM to 10 PM daily.
Primary Capital One Venture X and Venture X Business cardholders enter free with a same-day boarding pass up to 3 hours before departure, subject to capacity. Venture and VentureOne cardholders pay $45 per adult and $25 per child. The walk-up day rate is $90.
The February 2026 changes matter if you travel with anyone. Free guest access now requires $75,000 in annual spend, which unlocks one free guest at a Landing. Authorized users, previously free, now cost $125 per year each for lounge access.
Terminal B Airline Lounges
Three airline lounges round out Terminal B, and none of them are reachable through a premium travel card alone.
| Lounge | Location | Hours | Primary access |
|---|---|---|---|
| Admirals Club | Western Concourse, upper level near gates 30 to 31 | 4:30 AM to 9:30 PM (8:30 PM Sat) | Admirals Club membership, AA international first or business, Oneworld Emerald or Sapphire. Day pass $79 or 7,900 miles |
| United Club | Eastern Concourse, gates 40 to 59 | 5 AM to 8:30 PM daily | United Club membership or card, United international business, Star Alliance Gold. Day pass $59 |
| Air Canada Maple Leaf Lounge | Eastern Concourse, Level 3 | 5:45 AM to 7:30 PM (5:30 AM Sun) | Air Canada premium cabin, Star Alliance Gold, Aeroplan elite status |
The Citi AAdvantage Executive Card carries a complimentary Admirals Club membership worth up to $850 a year, which covers the LGA club and every other Admirals Club nationwide. The United Club Card includes a United Club membership on the same principle, covering the Eastern Concourse club.
Delta Sky Club (Terminal C)
Delta's Terminal C club is the largest in its entire network at 35,100 square feet, sitting on Level 4 with the entrance on Level 3. It includes two buffets, a full bar, and an 1,800 square foot year-round outdoor Sky Deck. Hours run 5 AM to 9:30 PM daily, closing at 7:30 PM on Saturdays.
The Delta Reserve Card gets 15 visits per year, going unlimited at $75,000 in annual spend. Amex Platinum cardholders get 10 Sky Club visits per year across the network, which includes this one. Delta Medallion members flying in a premium cabin also qualify. Walk-up visits are $50 per person.
That 10-visit allowance makes the Amex Platinum the only card that opens a lounge in both Terminal B and Terminal C.
What Priority Pass Actually Covers at LGA
Priority Pass is close to useless at LaGuardia now. The airport has no traditional Priority Pass lounge with full food and bar service, and the Sapphire Lounge exit in August removed the one exception.
What remains is Be Relax Spa in Terminal B, good for one complimentary treatment, and Minute Suites Express on Level 4 in the Bowery Bay Shops, which offers a one-hour private rest suite but sits outside security. If your lounge strategy rests on a Priority Pass membership from the Citi Strata Elite or a similar card, LGA is an airport where that plan does not work. Our credit card airport lounge access guide covers where Priority Pass still holds up nationally.
Credit Card Lounge Access Summary
Chase Sapphire Lounge by The Club (Terminal B), unlimited, 2 free guests
We may earn referral bonus points if approved.
Centurion Lounge (Terminal B) + 10 Delta Sky Club visits/year (Terminal C)
We may earn referral bonus points if approved.
Capital One Landing (Terminal B), primary cardholder free, guests $45
We may earn referral bonus points if approved.
United Club (Terminal B, Eastern Concourse) via included membership
We may earn referral bonus points if approved.
For how the two strongest options compare beyond this airport, see Amex Platinum vs. Chase Sapphire Reserve and Amex Platinum vs. Capital One Venture X. If LGA is one leg of a New York itinerary, our JFK and Newark EWR guides cover the other two airports.
Bottom Line
The Chase Sapphire Reserve is the strongest card at LaGuardia, because the Sapphire Lounge is the best space in the airport and the August 2026 rule change made it exclusive to Chase premium cardholders. The Amex Platinum is the better choice if your flying splits between Terminal B and Delta in Terminal C, since it is the only card covering both. Venture X holders get a real but smaller space in Capital One Landing, and anyone relying on plain Priority Pass should plan on eating at the gate. The Card Advisor can weigh the $795 Sapphire Reserve fee against how often you actually fly out of Terminal B.