Terms of Service
Last updated: March 13, 2026
Acceptance
By using Supapoints ("the Service"), you agree to these terms. If you do not agree, do not use the Service.
What Supapoints is
Supapoints is a free tool that helps you track credit card statement credits and find cards suited to your spending. It is an informational service only. Nothing on Supapoints constitutes financial, legal, or tax advice. All card information is provided for educational and informational purposes.
No financial advice
Card Advisor recommendations are algorithmic estimates based on the spending amounts you enter and publicly available card data. They are not personalized financial advice. Consult a qualified financial advisor before making decisions about credit products.
Accuracy of card information
We make reasonable efforts to keep card data — earning rates, annual fees, benefits, and credits — current and accurate. However, issuers change terms without notice. Always verify terms directly with the card issuer before applying. Supapoints is not responsible for decisions made based on outdated or inaccurate card data.
Affiliate relationships
Supapoints earns commissions when you apply for credit cards through our affiliate links. This is how the Service is funded. Affiliate relationships do not influence our data or rankings — cards are ranked by objective metrics (effective earn rate, net annual value). We disclose all affiliate links per FTC guidelines.
Your account
You are responsible for maintaining the security of your account. You may not use the Service for any unlawful purpose. We reserve the right to terminate accounts that violate these terms.
Limitation of liability
The Service is provided "as is" without warranty of any kind. To the maximum extent permitted by law, Supapoints is not liable for any damages arising from your use of the Service, including credit card application decisions or missed benefits.
Changes to these terms
We may update these terms at any time. Continued use of the Service after changes constitutes acceptance of the updated terms. Material changes will be communicated via the email address on your account.
Contact
Questions about these terms? Email us at legal@supapoints.com.