Which Credit Cards Offer Priority Pass? (2026 Complete List)

Priority Pass costs $469 per year if you buy it directly. Six credit cards bundle Priority Pass Select into their annual fee — with the right card, you get unlimited access to 1,300+ lounges worldwide for as little as $395 per year, with credits that offset the cost entirely.

Here's every card that includes Priority Pass, what the guest policy is on each, and which one makes the most sense depending on how you travel.

The Complete List

All six cards include unlimited Priority Pass visits for the primary cardholder. Priority Pass enrollment is not automatic — you need to register through your card issuer's app or website before your first visit.

What Priority Pass Select Gets You

The Select tier is what every card on this list provides. It grants the primary cardholder unlimited lounge visits with no per-visit fee and no annual visit cap. Once enrolled, you present your Priority Pass card or the Priority Pass app at the lounge entrance along with a same-day boarding pass.

Priority Pass lounges vary more than almost any other travel product. The best ones offer hot food, full bars, shower suites, and spacious seating. Some smaller locations are little more than a carpeted room with packaged snacks. Before visiting an unfamiliar lounge, check the Priority Pass app — it shows user photos, hours, amenities, and recent reviews for every location in the network. A lounge that looked adequate two years ago might have changed significantly.

At a growing number of airports, Priority Pass provides a restaurant credit rather than lounge access. The credit is typically $28-36 per person at participating airport restaurants. In some terminals, this is a better option than the lounge — a meal at a sit-down restaurant beats a crowded lounge with limited seating. The Priority Pass app indicates which airports offer restaurant credits and at which partners.

Cards that offer Priority Pass alongside their own branded lounges — Amex Platinum, Capital One Venture X, Chase Sapphire Reserve — use Priority Pass as the fallback network for airports where their premium lounges do not exist. At JFK, SFO, or LAX, you might walk into a Centurion Lounge; at a regional airport with no Centurion presence, Priority Pass fills the gap.

Guest Policies

The guest policy is the sharpest difference between cards, and the one most likely to affect your travel experience.

The Bilt Palladium includes 2 complimentary guests per Priority Pass visit. The Capital One Venture X provides 2 complimentary guests at Capital One Lounges — its Priority Pass terms should be confirmed with Capital One for guest fees at third-party Priority Pass locations. The JetBlue Premier allows 1 free guest per visit. For any card that includes a free guest allowance, the math is simple: 10 lounge visits per year with one guest saves $270 in guest fees versus the Chase Sapphire Reserve's $27 per guest rate.

For the Amex Platinum and Marriott Bonvoy Brilliant, guest fees may apply at Priority Pass lounges — the actual policy depends on the Priority Pass terms your specific card agreement specifies. Check your card's benefit guide or call your issuer before arriving at a lounge with a travel companion.

Authorized users on some cards receive their own Priority Pass membership entirely. The JetBlue Premier's perks include authorized user Priority Pass access as a separate card, meaning a second traveler on the same account can enter independently rather than as a guest. Confirm authorized user Priority Pass terms for any card before adding users to the account.

Which Card Wins on Value

The Capital One Venture X at $395 is the most efficient Priority Pass card for most travelers. Its $300 Capital One Travel credit and 10,000 anniversary bonus miles — worth $100 at 1 cent per mile — bring the effective annual cost near zero. You also get access to Capital One's own purpose-built lounges in Dallas, Dulles, and Denver, which are newer facilities designed to compete with Centurion Lounges on food quality and design.

The Amex Platinum at $895 provides the widest lounge coverage of any card: Priority Pass, Centurion Lounges (14+ U.S. locations), Delta Sky Clubs when flying Delta, and Plaza Premium Lounges. If you fly through Centurion Lounge airports regularly, the Platinum adds access that no other card can replicate — Centurion Lounges are not purchasable at any price without an eligible Amex card. The tradeoff is the highest annual fee on this list and guest fees at Priority Pass locations.

The Chase Sapphire Reserve at $795 sits between the Platinum and Venture X, with Priority Pass, Chase Sapphire Lounge access (currently at Boston Logan, with more locations planned), and a $300 annual travel credit. It earns 8x on Chase Travel bookings, which makes it competitive for travelers who concentrate spend through Chase's portal. The $27 per guest at Priority Pass is a real ongoing cost for anyone who travels with a companion.

For a direct comparison of the premium options, see Amex Platinum vs Chase Sapphire Reserve and Capital One Venture X vs Amex Platinum.

Getting the Most from Priority Pass

Download the Priority Pass app before your first trip. The app maps every lounge in the network by airport and terminal, shows current hours, and lets you pull up your digital membership card without hunting for a physical card. At large airports with multiple Priority Pass options, the app's reviews tell you which lounge is worth the walk and which one to skip.

Arrive early at popular lounges. Priority Pass lounges at high-traffic airports — particularly at peak morning and evening departure windows — fill quickly. Some locations turn people away when capacity is reached. Arriving 2.5-3 hours before departure gives you time to enjoy the lounge rather than waiting on a list.

Restaurant credits, where available, often beat mediocre lounges. The Priority Pass app shows which airports offer them. A $34 restaurant credit per person at a sit-down airport restaurant is more useful than a crowded room with packaged food. When you see a restaurant credit option, check the review of the lounge first — the restaurant credit is frequently the better call.

Airport Lounge Guides by City

Priority Pass coverage and quality varies significantly by airport. These guides cover every lounge at each location — Priority Pass locations by terminal, Centurion Lounges, Capital One Lounges, and airline clubs — with access requirements and what to expect:

• Airport Lounges at LAX — Los Angeles International
• Airport Lounges at JFK — New York John F. Kennedy
• Airport Lounges at SFO — San Francisco International
• Airport Lounges at DFW — Dallas Fort Worth
• Airport Lounges at ATL — Atlanta Hartsfield-Jackson
• Airport Lounges at EWR — Newark Liberty
• Airport Lounges at MCO — Orlando International

If you fly through an airport not listed above, the Priority Pass app's lounge finder covers the full global network with terminal-level detail.

Bottom Line

The Capital One Venture X is the strongest value for Priority Pass access: $395 annual fee, credits that offset the fee entirely, and access to Capital One's own premium lounges as a bonus. For the broadest lounge coverage — Priority Pass plus Centurion Lounges — the Amex Platinum at $895 is the only option. For a free guest allowance on every visit, the Bilt Palladium and Capital One Venture X are the only cards that include it.

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