Side-by-side comparison
AAdvantage Executive vs United Club
Basics
Annual fee
$595/yr
$525/yr
Rewards type
American AAdvantage
United MileagePlus
Annual credits
—
—
Net cost (fee − credits)
$595/yr
$525/yr
Earning rates
All other spending
1x mi
1x mi
Hotels
10x mi
—
Car Rentals
10x mi
—
Flights
4x mi
4x mi
Dining
—
2x mi
Travel
—
2x mi
Perks & Features
Admirals Club Membership
✓
—
First Checked Bag Free
✓
—
Global Entry / TSA PreCheck Credit
✓
✓
United Club Membership
—
✓
First & Second Checked Bag Free
—
✓
Which card should you pick?
After accounting for credits and benefits, the United Club has a lower net annual cost ($525/yr vs $595/yr for the AAdvantage Executive), making it the more cost-effective choice if you use the credits.
The AAdvantage Executive stands out with 10x mi on hotels, while the United Club leads with 4x mi on flights. Pick the card that matches where you spend the most each month.
Both cards offer a comparable set of perks and features.
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