Side-by-side comparison
Hilton Aspire vs Bonvoy Brilliant
Basics
Annual fee
$550/yr
$650/yr
Rewards type
Hilton Honors Points
Marriott Bonvoy Points
Annual credits
$809/yr
$300/yr
Net cost (fee − credits)
$-259/yr
$350/yr
Earning rates
All other spending
3x pts
2x pts
Hotels
14x pts
6x pts
Flights
7x pts
3x pts
Car Rentals
7x pts
—
Dining
7x pts
3x pts
Credits & Benefits
Up to $400 Hilton Resort Credit
$200/yr
—
Up to $200 Airline Credit
$200/yr
—
Up to $209 CLEAR+ Credit
$209/yr
—
Up to $300 Dining Credit
—
$300/yr
Perks & Features
Annual Free Night Certificate
✓
—
Hilton Honors Diamond Status
✓
—
Annual Free Night Award
—
✓
Priority Pass Lounge Access
—
✓
Global Entry / TSA PreCheck Credit
—
✓
Which card should you pick?
After accounting for credits and benefits, the Hilton Aspire has a lower net annual cost ($-259/yr vs $350/yr for the Bonvoy Brilliant), making it the more cost-effective choice if you use the credits.
The Hilton Aspire stands out with 14x pts on hotels, while the Bonvoy Brilliant leads with 6x pts on hotels. Pick the card that matches where you spend the most each month.
The Bonvoy Brilliant also offers more perks including Annual Free Night Award and Priority Pass Lounge Access.
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